Educational Links


Blogs


The Simple Dollar

The Simple Dollar is a top-ten finance blog as ranked by Kiplinger. It is a personal finance platform designed to provide financial information on finding the best products and services, saving money, making smart investments, and controlling personal finances.

 

Budgeting


Cornell Cooperative Extension - Steuben County

Cornell Cooperative Extension puts knowledge to work in pursuit of economic vitality, ecological sustainability, and social well-being. We bring local experience and research based solutions together, helping New York State families and communities thrive in our rapidly changing world.


Daily Spending Sheet

This spending tracker from the Frugal Mama blog is a simple way for you and your family to track all expenses and income each month.


Emergency Fund Worksheet
This simple tool makes it easy to calculate how much you need to keep in a cash emergency fund to cover 3 months of living expenses.

 

Mint

Mint is a free, web-based personal financial management service.

 

Wants vs. Needs Worksheet

This worksheet is a tool to help you separate what you need from things you just want. Do this exercise early in the process of establishing or revising your budget.


Credit & Debt

 

Credit Report Reviews

This resource is free, objective, and carefully designed to both educate you about credit reporting and monitoring and to help you make an informed, confident decision should you elect to enroll in a credit monitoring service.

 

Get Your Credit Report
Request your free annual credit report here! It's quick, easy and secure. 


Know What You Owe Worksheet

Use this worksheet to get a snapshot of how much you owe--and to whom.

 

myFico™

Learn about credit scores and credit reports. This resource includes information about how lenders use scores and what you can do to manage your credit history and improve your credit score.

 

Financial Planning

 

XY Planning Network

This is a registry of fee-only advisors who specialize in helping members of Gen X and Gen Y.

 

Goals

 

Smart About Money - Life Values Quiz

Take this Life Values Quiz to help you understand how you feel about money and identify how your preferences influence your money behaviors.

 

SMART Goals Worksheet

This is a simple worksheet to help you set goals that are Specific, Measurable, Achievable, Relevant, and Time-bound.

 

Home Buying

 

Arbor Development Home Buyer Education

Curriculum overview and contact information for Arbor Development's home buyer education program.

 

Multi-topic Programs

 

Jump$tart Coalition

Jump$tart is a national coalition of organizations dedicated to improving the financial literacy of kindergarten through college-age youth by providing advocacy, research, standards, and educational resources. Jump$tart strives to prepare youth for life-long, successful financial decision-making. 

The National Endowment for Financial Education®
The National Endowment for Financial Education (NEFE) is a private, nonprofit, national foundation wholly dedicated to improving the financial well-being of all Americans. 


Student Loans

 

Federal Student Loans

This office of the U.S. Department of Education is the central portal to information about all phases of the federal direct student loan program.


LendKey

LendKey is a pool of not-for-profit lenders that have come together to offer competitively low interest rates to borrowers looking to refinance their student loans. This company offers consolidation and refinancing options for both federal and private student loans.

 

Student Loan Hero

Student Loan Hero is a website with links to information about refinancing both private and federal student loans. Resources include calculators, advice, and links to student loan refinancing lenders.